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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4+ years Service code 55 · EIN 13-2638166 | Other Commissions | $62,056 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $550 |
RELIANCE TRUST COMPANY4+ years Service code 19 · EIN 58-1428634 | Securities Custodian | $545 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,424 | $77,559-67.2% | $68,612-62.9% | $75,289-66.2% |
| Participation rate | 95.7% | 78.3%+17.4pp | 72.2%+23.5pp | 72.4%+23.3pp |
| Annual return | -5.36% | -1.01%-4.3pp | -4.63%-0.7pp | -0.04%-5.3pp |
| Employer contribution / active EE | $789 | $1,993-60.4% | $2,625-69.9% | $2,405-67.2% |
| Participant deferral / active EE | $2,266 | $3,128-27.6% | $3,311-31.6% | $3,739-39.4% |
| Admin fee / account holder | $0 | $90-99.5% | $5,131-100.0% | $102-99.6% |