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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,217 | $93,617+336.0% | $135,982+200.2% | $75,177+443.0% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 14.33% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.4pp |
| Employer contribution / active EE | $17,024 | $3,538+381.1% | $4,859+250.4% | $2,671+537.4% |
| Participant deferral / active EE | $11,962 | $6,406+86.7% | $7,760+54.1% | $4,126+189.9% |
| Admin fee / account holder | $25,378 | $6,980+263.6% | $10,767+135.7% | $5,651+349.1% |