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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,697 | $89,370+350.6% | $141,197+185.2% | $72,976+451.8% |
| Participation rate | 84.0% | 75.1%+8.9pp | 82.5%+1.5pp | 69.5%+14.5pp |
| Annual return | 20.58% | 111.88%-91.3pp | 71.41%-50.8pp | 81.02%-60.4pp |
| Employer contribution / active EE | $12,784 | $3,115+310.4% | $4,736+169.9% | $2,440+423.9% |
| Participant deferral / active EE | $8,746 | $5,419+61.4% | $6,710+30.3% | $3,608+142.4% |
| Admin fee / account holder | $12,493 | $5,957+109.7% | $10,265+21.7% | $5,124+143.8% |