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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,681 | $105,210+324.6% | $159,487+180.1% | $85,851+420.3% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.8%-2.8pp | 69.3%+10.7pp |
| Annual return | 12.90% | 45.08%-32.2pp | 263.71%-250.8pp | 318.63%-305.7pp |
| Employer contribution / active EE | $16,457 | $3,319+395.8% | $4,831+240.6% | $2,565+541.5% |
| Participant deferral / active EE | $11,216 | $5,946+88.6% | $7,354+52.5% | $3,952+183.8% |
| Admin fee / account holder | $94,983 | $6,934+1269.7% | $10,804+779.2% | $6,261+1417.1% |