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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,986 | $82,678+282.2% | $125,391+152.0% | $68,490+361.4% |
| Participation rate | 96.6% | 75.1%+21.5pp | 82.4%+14.2pp | 67.9%+28.7pp |
| Annual return | -20.96% | -5.97%-15.0pp | 572.41%-593.4pp | -7.85%-13.1pp |
| Employer contribution / active EE | $15,970 | $3,382+372.2% | $4,816+231.6% | $2,597+515.0% |
| Participant deferral / active EE | $11,516 | $6,111+88.4% | $7,448+54.6% | $4,028+185.9% |
| Admin fee / account holder | $11,240 | $6,277+79.1% | $10,009+12.3% | $5,403+108.0% |