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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,365 | $77,638+70.5% | $156,551-15.4% | $62,881+110.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 4.42% | 50.33%-45.9pp | 32.23%-27.8pp | 20.14%-15.7pp |
| Employer contribution / active EE | $4,854 | $3,444+41.0% | $5,501-11.8% | $2,281+112.8% |
| Participant deferral / active EE | $4,502 | $3,046+47.8% | $4,871-7.6% | $3,203+40.6% |
| Admin fee / account holder | $19,206 | $5,561+245.4% | $13,028+47.4% | $4,296+347.1% |