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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,001 | $175,259+48.9% | $149,723+74.3% | $139,487+87.1% |
| Participation rate | 95.8% | 83.4%+12.4pp | 78.8%+17.1pp | 80.3%+15.5pp |
| Annual return | 18.66% | 166.82%-148.2pp | 134.50%-115.8pp | 373.84%-355.2pp |
| Employer contribution / active EE | $2,186 | $5,478-60.1% | $4,821-54.7% | $4,755-54.0% |
| Participant deferral / active EE | $6,460 | $6,522-0.9% | $5,682+13.7% | $6,713-3.8% |
| Admin fee / account holder | $13,935 | $16,158-13.8% | $13,215+5.4% | $11,407+22.2% |