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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,499 | $209,422+32.5% | $178,503+55.5% | $158,982+74.5% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 13.63% | 188.81%-175.2pp | 151.12%-137.5pp | 302.99%-289.4pp |
| Employer contribution / active EE | $2,164 | $5,707-62.1% | $5,011-56.8% | $4,763-54.6% |
| Participant deferral / active EE | $5,899 | $5,955-0.9% | $5,202+13.4% | $5,983-1.4% |
| Admin fee / account holder | $707 | $17,079-95.9% | $13,987-94.9% | $11,252-93.7% |