Filed May 8, 2025
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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $123,317 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 37 · EIN 13-3036745 | Loan Processing | $1,800 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,852 | $63,905+3.0% | $74,184-11.2% | $57,658+14.2% |
| Participation rate | 91.7% | 79.8%+11.9pp | 76.6%+15.1pp | 70.2%+21.5pp |
| Annual return | 6.79% | 60.60%-53.8pp | 17.74%-11.0pp | 5.13%+1.7pp |
| Employer contribution / active EE | $2,566 | $1,840+39.4% | $2,370+8.3% | $1,974+30.0% |
| Participant deferral / active EE | $7,239 | $3,448+109.9% | $3,550+103.9% | $3,061+136.5% |
| Admin fee / account holder | $136 | $91+49.3% | $5,586-97.6% | $95+43.9% |