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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,799 | $93,617+335.6% | $135,982+199.9% | $75,177+442.4% |
| Participation rate | 98.8% | 75.2%+23.6pp | 81.9%+16.8pp | 67.2%+31.6pp |
| Annual return | 17.62% | 30.89%-13.3pp | 68.32%-50.7pp | 160.75%-143.1pp |
| Employer contribution / active EE | $7,202 | $3,538+103.6% | $4,859+48.2% | $2,671+169.6% |
| Participant deferral / active EE | $11,515 | $6,406+79.7% | $7,760+48.4% | $4,126+179.1% |
| Admin fee / account holder | $47,178 | $6,980+576.0% | $10,767+338.2% | $5,651+734.8% |