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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,743 | $76,551+359.5% | $123,894+183.9% | $62,881+459.4% |
| Participation rate | 97.7% | 73.0%+24.7pp | 81.4%+16.3pp | 69.3%+28.4pp |
| Annual return | 8.70% | 18.68%-10.0pp | 47.52%-38.8pp | 20.14%-11.4pp |
| Employer contribution / active EE | $5,777 | $2,882+100.4% | $4,617+25.1% | $2,281+153.3% |
| Participant deferral / active EE | $8,253 | $4,840+70.5% | $5,984+37.9% | $3,203+157.7% |
| Admin fee / account holder | $4,322 | $4,826-10.4% | $8,357-48.3% | $4,296+0.6% |