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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,367 | $98,776+336.7% | $149,745+188.1% | $79,856+440.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.21% | 27.38%-17.2pp | 276.72%-266.5pp | 31.71%-21.5pp |
| Employer contribution / active EE | $6,761 | $3,217+110.2% | $4,646+45.5% | $2,471+173.6% |
| Participant deferral / active EE | $10,061 | $5,681+77.1% | $6,843+47.0% | $3,741+169.0% |
| Admin fee / account holder | $59,137 | $6,053+877.0% | $9,312+535.1% | $5,306+1014.4% |