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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,553 | $77,817+394.2% | $123,553+211.2% | $64,173+499.2% |
| Participation rate | 98.8% | 74.7%+24.1pp | 82.3%+16.5pp | 69.6%+29.2pp |
| Annual return | -4.62% | 12.49%-17.1pp | 119.21%-123.8pp | 7.63%-12.3pp |
| Employer contribution / active EE | $5,720 | $3,014+89.8% | $4,628+23.6% | $2,381+140.2% |
| Participant deferral / active EE | $8,937 | $5,240+70.5% | $6,426+39.1% | $3,470+157.6% |
| Admin fee / account holder | $17,460 | $5,519+216.4% | $9,284+88.1% | $4,887+257.2% |