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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,853 | $93,064+57.8% | $74,577+96.9% | $273,972-46.4% |
| Participation rate | 28.6% | 74.9%-46.4pp | 68.1%-39.5pp | 83.0%-54.4pp |
| Annual return | 7.93% | 26.18%-18.3pp | 20.47%-12.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $7,375 | $3,160+133.4% | $2,525+192.1% | $4,869+51.5% |
| Participant deferral / active EE | $10,841 | $4,160+160.6% | $3,458+213.5% | $5,287+105.0% |
| Admin fee / account holder | $1,047 | $5,273-80.1% | $4,138-74.7% | $10,133-89.7% |