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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,101 | $101,063+56.4% | $81,473+94.1% | $147,586+7.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 15.27% | 32.41%-17.1pp | 38.78%-23.5pp | 578.59%-563.3pp |
| Employer contribution / active EE | $2,784 | $3,206-13.2% | $2,568+8.4% | $4,876-42.9% |
| Participant deferral / active EE | $9,276 | $4,242+118.6% | $3,537+162.2% | $5,439+70.5% |
| Admin fee / account holder | $2,071 | $5,812-64.4% | $4,561-54.6% | $10,886-81.0% |