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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,882 | $100,073+55.8% | $85,126+83.1% | $145,877+6.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.94% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $4,308 | $3,236+33.1% | $2,731+57.7% | $4,663-7.6% |
| Participant deferral / active EE | $12,612 | $5,294+138.2% | $4,523+178.8% | $6,691+88.5% |
| Admin fee / account holder | $3,611 | $7,261-50.3% | $6,160-41.4% | $13,402-73.1% |