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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,020 | $113,941+108.9% | $94,229+152.6% | $125,389+89.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -0.69% | 5.29%-6.0pp | 10.68%-11.4pp | 282.24%-282.9pp |
| Employer contribution / active EE | $12,849 | $4,727+171.8% | $3,587+258.2% | $4,866+164.1% |
| Participant deferral / active EE | $8,937 | $5,179+72.6% | $4,320+106.9% | $5,352+67.0% |
| Admin fee / account holder | $2,940 | $8,392-65.0% | $6,269-53.1% | $9,541-69.2% |