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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,362 | $162,821+104.1% | $133,978+148.1% | $158,982+109.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 16.72% | 41.95%-25.2pp | 45.10%-28.4pp | 302.99%-286.3pp |
| Employer contribution / active EE | $4,848 | $4,976-2.6% | $3,919+23.7% | $4,763+1.8% |
| Participant deferral / active EE | $7,193 | $5,910+21.7% | $5,047+42.5% | $5,983+20.2% |
| Admin fee / account holder | $20,744 | $11,742+76.7% | $8,930+132.3% | $11,252+84.4% |