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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,568 | $176,786+126.0% | $146,643+172.5% | $167,536+138.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.03% | 24.04%-6.0pp | 22.75%-4.7pp | 478.82%-460.8pp |
| Employer contribution / active EE | $7,490 | $5,161+45.1% | $4,137+81.1% | $4,839+54.8% |
| Participant deferral / active EE | $9,086 | $6,440+41.1% | $5,506+65.0% | $6,342+43.3% |
| Admin fee / account holder | $5,138 | $13,262-61.3% | $10,280-50.0% | $12,315-58.3% |