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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,597 | $88,672-30.5% | $105,223-41.5% | $82,448-25.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.68% | 30.86%-18.2pp | 180.65%-168.0pp | 41.64%-29.0pp |
| Employer contribution / active EE | $2,702 | $3,048-11.4% | $3,689-26.8% | $2,551+5.9% |
| Participant deferral / active EE | $4,785 | $4,036+18.6% | $5,072-5.6% | $4,139+15.6% |
| Admin fee / account holder | $16,692 | $7,146+133.6% | $8,859+88.4% | $7,234+130.7% |