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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,553 | $65,361-19.6% | $92,903-43.4% | $72,983-28.0% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 10.39% | 42.11%-31.7pp | 109.43%-99.0pp | 81.01%-70.6pp |
| Employer contribution / active EE | $2,409 | $2,594-7.1% | $3,653-34.1% | $2,440-1.3% |
| Participant deferral / active EE | $3,706 | $3,128+18.5% | $4,238-12.6% | $3,608+2.7% |
| Admin fee / account holder | $1,340 | $4,251-68.5% | $5,795-76.9% | $5,124-73.8% |