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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,147 | $117,859+57.9% | $102,438+81.7% | $145,959+27.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 44.59% | 31.72%+12.9pp | 29.37%+15.2pp | 561.95%-517.4pp |
| Employer contribution / active EE | $1,934 | $3,615-46.5% | $3,024-36.0% | $4,661-58.5% |
| Participant deferral / active EE | $4,910 | $5,732-14.3% | $5,054-2.8% | $6,689-26.6% |
| Admin fee / account holder | $5,284 | $13,318-60.3% | $9,448-44.1% | $13,398-60.6% |