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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,922 | $92,219-39.4% | $76,768-27.2% | $135,379-58.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.08% | 5.46%-14.5pp | 2.43%-11.5pp | 519.79%-528.9pp |
| Employer contribution / active EE | $1,593 | $3,216-50.5% | $2,485-35.9% | $4,779-66.7% |
| Participant deferral / active EE | $6,311 | $4,508+40.0% | $3,852+63.9% | $5,609+12.5% |
| Admin fee / account holder | $4,369 | $10,749-59.4% | $6,675-34.6% | $10,828-59.7% |