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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,656 | $93,598+129.3% | $135,974+57.9% | $75,173+185.5% |
| Participation rate | 67.6% | 75.2%-7.6pp | 81.9%-14.4pp | 67.2%+0.4pp |
| Annual return | 18.72% | 30.89%-12.2pp | 68.30%-49.6pp | 160.72%-142.0pp |
| Employer contribution / active EE | $11,767 | $3,538+232.6% | $4,859+142.2% | $2,671+340.6% |
| Participant deferral / active EE | $3,671 | $6,405-42.7% | $7,760-52.7% | $4,126-11.0% |
| Admin fee / account holder | $6,795 | $6,978-2.6% | $10,767-36.9% | $5,651+20.3% |