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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,391 | $98,766+82.6% | $149,730+20.5% | $79,852+125.9% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.5%-2.5pp | 69.6%+10.4pp |
| Annual return | 5.47% | 27.43%-22.0pp | 276.70%-271.2pp | 31.72%-26.2pp |
| Employer contribution / active EE | $6,796 | $3,217+111.3% | $4,645+46.3% | $2,471+175.0% |
| Participant deferral / active EE | $3,652 | $5,681-35.7% | $6,843-46.6% | $3,740-2.4% |
| Admin fee / account holder | $30,573 | $6,052+405.2% | $9,310+228.4% | $5,306+476.2% |