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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,090 | $135,956-2.1% | $123,894+7.4% | $273,972-51.4% |
| Participation rate | 95.5% | 84.1%+11.4pp | 81.4%+14.0pp | 83.0%+12.4pp |
| Annual return | 11.49% | 56.63%-45.1pp | 47.52%-36.0pp | 41.46%-30.0pp |
| Employer contribution / active EE | $9,364 | $5,170+81.1% | $4,617+102.8% | $4,869+92.3% |
| Participant deferral / active EE | $3,671 | $6,343-42.1% | $5,984-38.6% | $5,287-30.6% |
| Admin fee / account holder | $3,043 | $9,817-69.0% | $8,357-63.6% | $10,133-70.0% |