Retirement plan

HEIDELBERG DISTRIBUTING - LOCAL 1199 401(K) SAVINGS PLAN

Name: DAYTON HEIDELBERG DISTRIBUTING CO. - HEIDELBERG DISTRIBUTING - LOCAL 1199 401(K) SAVINGS PLAN (2019) Form 5500
Creator: DAYTON HEIDELBERG DISTRIBUTING CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HEIDELBERG DISTRIBUTING - LOCAL 1199 401(K) SAVINGS PLAN, DAYTON HEIDELBERG DISTRIBUTING CO.

DAYTON HEIDELBERG DISTRIBUTING CO.EIN 31-0620091Plan #004PY 2019

3601 DRYDEN ROAD - MORAINE, OH 45439937-220-6425LinkedIn1-10 employeesfood & beverages

Other plans on this EIN

4 filings

#001Retirement-$79.9M assets #003Retirement-$2.6M assets #005Retirement-$2.2M assets #002Retirement-$1.7M assets

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$6.2M

+18.0% from 2018

Total participants

214

+3.9% from 2018

Average account balance

$33,811

+12.8% from 2018

Annual return

21.06%

+24.14 pp from 2018

Benchmarks

See 2,363 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,363 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-94.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2 years Filed as: MASSMUTUAL LIFE INSURANCE COMPANY Service code 15 · EIN 04-1590850	Recordkeeping	$4,515
ESLER & VANDERSCHAAFF CO., L.P.A1 year Filed as: ESLER & VANDERSCHAAFF CO., L.P.A. Service code 29 · EIN 31-1399107	Legal	$400
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 26-4310844	Advisory (Plan)	$59

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$5K

$46 / participant

Contract admin$5K91.9%
Other / not subdivided$4008.1%

% of EOY assets

0.080%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: FLAGEL HUBER FLAGEL
Auditor EIN: 310796034
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,811

$86,341-60.8%

$125,195-73.0%

$65,186-48.1%

Participation rate

70.4%

75.3%-4.9pp

79.8%-9.4pp

70.2%+0.2pp

Annual return

21.06%

27.44%-6.4pp

43.79%-22.7pp

29.39%-8.3pp

Employer contribution / active EE

$1,060

$2,040-48.0%

$3,866-72.6%

$2,177-51.3%

Participant deferral / active EE

$615

$3,538-82.6%

$4,937-87.5%

$3,514-82.5%

Admin fee / account holder

$27

$609-95.6%

$9,704-99.7%

$847-96.8%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2 years

Filed as: MASSMUTUAL LIFE INSURANCE COMPANY

Service code 15 · EIN 04-1590850

Recordkeeping

$4,515

ESLER & VANDERSCHAAFF CO., L.P.A1 year

Filed as: ESLER & VANDERSCHAAFF CO., L.P.A.

Service code 29 · EIN 31-1399107

Legal

$400

MORGAN STANLEY SMITH BARNEY3 years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27 · EIN 26-4310844

Advisory (Plan)

$59

HEIDELBERG DISTRIBUTING - LOCAL 1199 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HEIDELBERG DISTRIBUTING - LOCAL 1199 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion