Retirement plan

HEIDELBERG DISTRIBUTING COMPANY - LOCAL 1199 401(K) SAVINGS PLAN

Name: HEIDELBERG DISTRIBUTING COMPANY - HEIDELBERG DISTRIBUTING COMPANY - LOCAL 1199 401(K) SAVINGS PLAN (2017) Form 5500
Creator: HEIDELBERG DISTRIBUTING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HEIDELBERG DISTRIBUTING COMPANY - LOCAL 1199 401(K) SAVINGS PLAN, HEIDELBERG DISTRIBUTING COMPANY

HEIDELBERG DISTRIBUTING COMPANYEIN 31-0620091Plan #004PY 2017

1518 DALTON STREET - CINCINNATI, OH 45214513-421-5000LinkedIn1-10 employeesfood & beverages

Other plans on this EIN

3 filings

#001Retirement-$64.8M assets #003Retirement-$2.2M assets #002Retirement-$1.2M assets

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$5.2M

+17.6% from 2016

Total participants

192

+1.6% from 2016

Average account balance

$30,817

+13.4% from 2016

Annual return

16.36%

+9.53 pp from 2016

Benchmarks

See 2,371 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,371 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-94.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 15 · EIN 04-1590850	Recordkeeping	$4,405
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 26-4310844	Advisory (Plan)	$252

Plan features & details

Pension benefit codes2E2G2J2F2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$4K

$44 / participant

Contract admin$4K100.0%

% of EOY assets

0.084%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCHULTE & UHRIG, CPA'S
Auditor EIN: 311138983
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,817

$71,192-56.7%

$117,861-73.9%

$62,293-50.5%

Participation rate

78.0%

74.2%+3.8pp

79.7%-1.7pp

69.5%+8.5pp

Annual return

16.36%

18.66%-2.3pp

335.11%-318.7pp

28.90%-12.5pp

Employer contribution / active EE

$996

$1,934-48.5%

$3,786-73.7%

$2,042-51.2%

Participant deferral / active EE

$694

$3,189-78.3%

$4,482-84.5%

$3,169-78.1%

Admin fee / account holder

$26

$587-95.6%

$8,021-99.7%

$479-94.6%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 15 · EIN 04-1590850

Recordkeeping

$4,405

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27 · EIN 26-4310844

Advisory (Plan)

$252

HEIDELBERG DISTRIBUTING COMPANY - LOCAL 1199 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HEIDELBERG DISTRIBUTING COMPANY - LOCAL 1199 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion