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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,733 | $104,251+356.3% | $91,004+422.8% | $147,586+222.3% |
| Participation rate | 95.0% | 78.2%+16.8pp | 75.6%+19.4pp | 82.8%+12.2pp |
| Annual return | 17.26% | 27.06%-9.8pp | 4.60%+12.7pp | 578.59%-561.3pp |
| Employer contribution / active EE | $1,172 | $3,116-62.4% | $2,456-52.3% | $4,876-76.0% |
| Participant deferral / active EE | $1,914 | $4,195-54.4% | $3,548-46.1% | $5,439-64.8% |
| Admin fee / account holder | $9,802 | $8,948+9.5% | $5,417+80.9% | $10,886-10.0% |