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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,722 | $116,203+338.6% | $93,621+444.5% | $152,909+233.3% |
| Participation rate | 85.7% | 78.1%+7.7pp | 75.8%+9.9pp | 82.5%+3.3pp |
| Annual return | 24.54% | 35.96%-11.4pp | 32.76%-8.2pp | 345.46%-320.9pp |
| Employer contribution / active EE | $1,205 | $3,219-62.6% | $2,719-55.7% | $4,764-74.7% |
| Participant deferral / active EE | $2,058 | $4,605-55.3% | $4,070-49.4% | $5,851-64.8% |
| Admin fee / account holder | $46,459 | $10,751+332.1% | $7,890+488.8% | $11,601+300.5% |