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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $610,174 | $127,790+377.5% | $106,555+472.6% | $167,536+264.2% |
| Participation rate | 76.2% | 78.3%-2.1pp | 76.1%+0.1pp | 82.1%-5.9pp |
| Annual return | 8.29% | 33.88%-25.6pp | 26.80%-18.5pp | 478.82%-470.5pp |
| Employer contribution / active EE | $1,180 | $3,428-65.6% | $2,819-58.1% | $4,839-75.6% |
| Participant deferral / active EE | $2,108 | $5,088-58.6% | $4,399-52.1% | $6,342-66.8% |
| Admin fee / account holder | $27,675 | $11,229+146.5% | $7,408+273.6% | $12,315+124.7% |