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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,563 | $43,075-45.3% | $74,577-68.4% | $62,881-62.5% |
| Participation rate | 75.8% | 58.1%+17.7pp | 68.1%+7.6pp | 69.3%+6.5pp |
| Annual return | 2.69% | 17.50%-14.8pp | 20.47%-17.8pp | 20.14%-17.4pp |
| Employer contribution / active EE | $460 | $1,498-69.3% | $2,525-81.8% | $2,281-79.8% |
| Participant deferral / active EE | $2,171 | $2,389-9.1% | $3,458-37.2% | $3,203-32.2% |
| Admin fee / account holder | $1,701 | $2,840-40.1% | $4,138-58.9% | $4,296-60.4% |