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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,619 | $48,053-48.8% | $84,637-70.9% | $72,976-66.3% |
| Participation rate | 70.4% | 57.6%+12.8pp | 68.2%+2.1pp | 69.5%+0.9pp |
| Annual return | 9.20% | 37.39%-28.2pp | 258.82%-249.6pp | 81.02%-71.8pp |
| Employer contribution / active EE | $348 | $1,602-78.3% | $2,653-86.9% | $2,440-85.7% |
| Participant deferral / active EE | $2,440 | $2,681-9.0% | $3,900-37.4% | $3,608-32.4% |
| Admin fee / account holder | $10,627 | $3,395+213.0% | $4,914+116.3% | $5,124+107.4% |