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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,563 | $49,897-54.8% | $80,648-72.0% | $75,177-70.0% |
| Participation rate | 88.0% | 55.3%+32.7pp | 67.0%+21.0pp | 67.2%+20.8pp |
| Annual return | 6.00% | 34.68%-28.7pp | 937.21%-931.2pp | 160.75%-154.8pp |
| Employer contribution / active EE | $567 | $1,699-66.6% | $2,724-79.2% | $2,671-78.8% |
| Participant deferral / active EE | $2,724 | $2,992-8.9% | $4,443-38.7% | $4,126-34.0% |
| Admin fee / account holder | $2,000 | $3,579-44.1% | $5,382-62.8% | $5,651-64.6% |