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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,020 | $100,194+156.5% | $122,979+109.0% | $86,983+195.5% |
| Participation rate | 82.0% | 73.0%+9.0pp | 77.2%+4.8pp | 69.5%+12.5pp |
| Annual return | 13.42% | 16.47%-3.1pp | 20.12%-6.7pp | 25.83%-12.4pp |
| Employer contribution / active EE | $2,981 | $2,326+28.2% | $3,062-2.7% | $2,584+15.3% |
| Participant deferral / active EE | $6,130 | $4,133+48.3% | $5,003+22.5% | $4,194+46.2% |
| Admin fee / account holder | $59,452 | $10,148+485.9% | $12,864+362.1% | $7,856+656.8% |