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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,537 | $86,288+207.7% | $111,306+138.6% | $85,851+209.3% |
| Participation rate | 85.7% | 73.3%+12.4pp | 77.3%+8.4pp | 69.3%+16.4pp |
| Annual return | 17.64% | 19.99%-2.3pp | 54.67%-37.0pp | 318.63%-301.0pp |
| Employer contribution / active EE | $1,522 | $2,044-25.5% | $2,732-44.3% | $2,565-40.7% |
| Participant deferral / active EE | $6,594 | $3,641+81.1% | $4,488+46.9% | $3,952+66.8% |
| Admin fee / account holder | $10,040 | $8,189+22.6% | $7,966+26.0% | $6,261+60.4% |