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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,132 | $71,873+238.3% | $86,698+180.4% | $68,490+255.0% |
| Participation rate | 84.5% | 72.2%+12.2pp | 76.6%+7.9pp | 67.9%+16.6pp |
| Annual return | -24.88% | 3.54%-28.4pp | 35.96%-60.8pp | -7.85%-17.0pp |
| Employer contribution / active EE | $6,402 | $2,173+194.6% | $2,837+125.7% | $2,597+146.6% |
| Participant deferral / active EE | $7,832 | $3,779+107.3% | $4,656+68.2% | $4,028+94.5% |
| Admin fee / account holder | $5,672 | $6,110-7.2% | $7,492-24.3% | $5,403+5.0% |