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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,316 | $80,983+267.1% | $96,544+208.0% | $75,177+295.5% |
| Participation rate | 93.8% | 71.8%+22.0pp | 76.0%+17.8pp | 67.2%+26.5pp |
| Annual return | 16.92% | 27.05%-10.1pp | 25.88%-9.0pp | 160.75%-143.8pp |
| Employer contribution / active EE | $5,801 | $2,282+154.2% | $2,966+95.6% | $2,671+117.2% |
| Participant deferral / active EE | $7,128 | $3,929+81.4% | $4,851+46.9% | $4,126+72.7% |
| Admin fee / account holder | $7,294 | $6,717+8.6% | $8,254-11.6% | $5,651+29.1% |