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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,020 | $97,550+163.5% | $120,344+113.6% | $87,485+193.8% |
| Participation rate | 82.0% | 72.8%+9.2pp | 76.7%+5.3pp | 68.9%+13.1pp |
| Annual return | 13.42% | 18.41%-5.0pp | 20.30%-6.9pp | 26.06%-12.6pp |
| Employer contribution / active EE | $2,981 | $2,291+30.1% | $3,020-1.3% | $2,596+14.8% |
| Participant deferral / active EE | $6,130 | $4,230+44.9% | $5,135+19.4% | $4,274+43.4% |
| Admin fee / account holder | $59,452 | $9,543+523.0% | $12,742+366.6% | $7,775+664.7% |