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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,020 | $95,453+169.3% | $112,040+129.4% | $82,448+211.7% |
| Participation rate | 82.0% | 72.8%+9.2pp | 76.5%+5.5pp | 68.1%+13.9pp |
| Annual return | 13.42% | 23.92%-10.5pp | 24.52%-11.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $2,981 | $2,318+28.6% | $2,954+0.9% | $2,551+16.8% |
| Participant deferral / active EE | $6,130 | $4,224+45.1% | $5,098+20.3% | $4,139+48.1% |
| Admin fee / account holder | $59,452 | $9,013+559.6% | $12,098+391.4% | $7,234+721.8% |