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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,578 | $89,364+220.7% | $141,177+103.0% | $72,983+292.7% |
| Participation rate | 77.4% | 75.1%+2.3pp | 82.5%-5.1pp | 69.5%+7.9pp |
| Annual return | -1.03% | 111.86%-112.9pp | 71.40%-72.4pp | 81.01%-82.0pp |
| Employer contribution / active EE | $1,773 | $3,115-43.1% | $4,736-62.6% | $2,440-27.3% |
| Participant deferral / active EE | $4,501 | $5,419-16.9% | $6,710-32.9% | $3,608+24.8% |
| Admin fee / account holder | $19,039 | $5,959+219.5% | $10,263+85.5% | $5,124+271.5% |