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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,501 | $76,551+193.3% | $123,894+81.2% | $62,881+257.0% |
| Participation rate | 73.7% | 73.0%+0.7pp | 81.4%-7.7pp | 69.3%+4.4pp |
| Annual return | -4.10% | 18.68%-22.8pp | 47.52%-51.6pp | 20.14%-24.2pp |
| Employer contribution / active EE | $1,678 | $2,882-41.8% | $4,617-63.6% | $2,281-26.4% |
| Participant deferral / active EE | $6,716 | $4,840+38.8% | $5,984+12.2% | $3,203+109.7% |
| Admin fee / account holder | $30,455 | $4,826+531.1% | $8,357+264.4% | $4,296+609.0% |