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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,860 | $98,766+189.4% | $149,730+90.9% | $79,852+258.0% |
| Participation rate | 78.5% | 75.8%+2.7pp | 82.5%-4.0pp | 69.6%+8.8pp |
| Annual return | 19.64% | 27.43%-7.8pp | 276.70%-257.1pp | 31.72%-12.1pp |
| Employer contribution / active EE | $2,570 | $3,217-20.1% | $4,645-44.7% | $2,471+4.0% |
| Participant deferral / active EE | $5,885 | $5,681+3.6% | $6,843-14.0% | $3,740+57.3% |
| Admin fee / account holder | $13,018 | $6,052+115.1% | $9,310+39.8% | $5,306+145.3% |