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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,572 | $92,798+93.5% | $96,707+85.7% | $137,256+30.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 18.88% | 31.24%-12.4pp | 34.78%-15.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $22,042 | $4,147+431.4% | $4,191+425.9% | $4,156+430.4% |
| Participant deferral / active EE | $29,542 | $5,877+402.7% | $5,997+392.6% | $6,407+361.1% |
| Admin fee / account holder | $2,890 | $7,946-63.6% | $7,503-61.5% | $12,270-76.4% |