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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,572 | $95,959+87.1% | $97,411+84.3% | $138,895+29.3% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 18.88% | 29.30%-10.4pp | 34.72%-15.8pp | 145.39%-126.5pp |
| Employer contribution / active EE | $22,042 | $4,278+415.2% | $4,210+423.6% | $4,194+425.5% |
| Participant deferral / active EE | $29,542 | $5,876+402.7% | $5,886+401.9% | $6,396+361.9% |
| Admin fee / account holder | $2,890 | $7,555-61.8% | $7,145-59.6% | $12,562-77.0% |