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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,140 | $168,635+95.8% | $147,617+123.6% | $125,389+163.3% |
| Participation rate | 87.5% | 88.8%-1.3pp | 84.6%+2.9pp | 83.2%+4.3pp |
| Annual return | -8.05% | 77.65%-85.7pp | 61.98%-70.0pp | 282.24%-290.3pp |
| Employer contribution / active EE | $4,056 | $6,252-35.1% | $5,564-27.1% | $4,866-16.6% |
| Participant deferral / active EE | $4,488 | $5,507-18.5% | $4,895-8.3% | $5,352-16.1% |
| Admin fee / account holder | $3,421 | $13,580-74.8% | $11,612-70.5% | $9,541-64.1% |