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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,350 | $198,461+39.8% | $170,436+62.7% | $147,585+87.9% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 6.37% | 257.30%-250.9pp | 205.94%-199.6pp | 578.57%-572.2pp |
| Employer contribution / active EE | $8,665 | $6,184+40.1% | $5,433+59.5% | $4,876+77.7% |
| Participant deferral / active EE | $5,781 | $5,629+2.7% | $4,939+17.0% | $5,439+6.3% |
| Admin fee / account holder | $126,702 | $16,852+651.9% | $13,880+812.8% | $10,885+1064.0% |