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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,986 | $181,896+99.6% | $156,551+131.9% | $273,972+32.5% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 6.12% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $5,620 | $6,248-10.1% | $5,501+2.2% | $4,869+15.4% |
| Participant deferral / active EE | $5,648 | $5,550+1.8% | $4,871+16.0% | $5,287+6.8% |
| Admin fee / account holder | $2,991 | $15,560-80.8% | $13,028-77.0% | $10,133-70.5% |