Retirement plan

JC USA SAVINGS PLAN

Name: JC USA, INC. - JC USA SAVINGS PLAN (2019) Form 5500
Creator: JC USA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JC USA SAVINGS PLAN, JC USA, INC.

JC USA, INC.EIN 30-0800028Plan #001PY 2019

5770 FLEET STREET - CARLSBAD, CA 92008760-696-4000

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$45.5M

+24.9% from 2018

Total participants

1,890

+0.4% from 2018

Average account balance

$25,393

+26.8% from 2018

Annual return

22.55%

+31.60 pp from 2018

Benchmarks

See 242 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants1,000-4,999

Cohort242 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$2K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$50598

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Service code 37 · EIN 04-2647786	Loan Processing	$82,326
LOCKTON INVESTMENT ADVISORS, LLC1 year Filed as: LOCKTON FINANCIAL ADVISORS LLC Service code 27 · EIN 20-3247391	Advisory (Plan)	$34,685
ARMANINO LLP1 year Filed as: ARMANINO, LLP Service code 16 PO BOX 206700 · DALLAS, TX 753206700	Consulting	$19,950
AON CONSULTING1 year Filed as: AON RETIREMENT PLAN ADVISORS, LLC Service code 27 · EIN 22-2232264	Advisory (Plan)	$12,749
STRATEGIC ADVISORS, INC.2+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$11,897

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$167K

$123 / participant

Investment mgmt$12K7.1%
Other / not subdivided$155K92.9%

% of EOY assets

0.366%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ARMANINO,LLP
Auditor EIN: 946214841
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,393

$44,794-43.3%

$90,304-71.9%

$77,775-67.4%

Participation rate

92.8%

66.6%+26.3pp

73.3%+19.6pp

73.2%+19.6pp

Annual return

22.55%

28.23%-5.7pp

78.13%-55.6pp

32.58%-10.0pp

Employer contribution / active EE

$635

$1,809-64.9%

$2,855-77.7%

$2,504-74.6%

Participant deferral / active EE

$2,346

$2,642-11.2%

$3,885-39.6%

$3,966-40.8%

Admin fee / account holder

$93

$94-1.6%

$5,354-98.3%

$100-7.1%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Service code 37 · EIN 04-2647786

Loan Processing

$82,326

LOCKTON INVESTMENT ADVISORS, LLC1 year

Filed as: LOCKTON FINANCIAL ADVISORS LLC

Service code 27 · EIN 20-3247391

Advisory (Plan)

$34,685

ARMANINO LLP1 year

Filed as: ARMANINO, LLP

Service code 16

PO BOX 206700 · DALLAS, TX 753206700

Consulting

$19,950

AON CONSULTING1 year

Filed as: AON RETIREMENT PLAN ADVISORS, LLC

Service code 27 · EIN 22-2232264

Advisory (Plan)

$12,749

STRATEGIC ADVISORS, INC.2+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$11,897

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion