Retirement plan

JC USA SAVINGS PLAN

Name: JC USA, INC. - JC USA SAVINGS PLAN (2022) Form 5500
Creator: JC USA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JC USA SAVINGS PLAN, JC USA, INC.

JC USA, INC.EIN 30-0800028Plan #001PY 2022

500 DELAWARE AVE.,, 8TH FLOOR - WILMINGTON, DE 19801302-654-1888

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$45.7M

-19.7% from 2021

Total participants

1,690

-11.6% from 2021

Average account balance

$28,433

-8.2% from 2021

Annual return

-16.57%

-31.97 pp from 2021

Benchmarks

See 246 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants1,000-4,999

Cohort246 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$2K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$50598

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL5+ years Service code 37 · EIN 04-2647786	Loan Processing	$112,023
AON CONSULTING3 years Filed as: AON INVESTMENTS USA INC Service code 16 · EIN 22-2232264	Consulting	$48,862
AON CONSULTING1 year Filed as: AON INVESTMENTS USA INC. Service code 16 · EIN 36-3109431	Consulting	$13,804
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$13,277
DUFFY KRUSPODIN LLP2 years Filed as: DUFFY KRUSPODIN, LLP Service code 10 · EIN 95-4244393	Accounting	$12,500

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$200K

$191 / participant

Investment mgmt$13K6.6%
Other / not subdivided$187K93.4%

% of EOY assets

0.439%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BEDERSON LLP
Auditor EIN: 222978848
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,433

$43,236-34.2%

$82,744-65.6%

$77,906-63.5%

Participation rate

92.1%

64.2%+27.9pp

72.6%+19.5pp

73.7%+18.4pp

Annual return

-16.57%

2.40%-19.0pp

702.22%-718.8pp

12.16%-28.7pp

Employer contribution / active EE

$518

$1,924-73.1%

$3,008-82.8%

$2,846-81.8%

Participant deferral / active EE

$2,642

$3,069-13.9%

$4,395-39.9%

$4,805-45.0%

Admin fee / account holder

$125

$102+21.7%

$5,325-97.7%

$133-5.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL5+ years

Service code 37 · EIN 04-2647786

Loan Processing

$112,023

AON CONSULTING3 years

Filed as: AON INVESTMENTS USA INC

Service code 16 · EIN 22-2232264

Consulting

$48,862

AON CONSULTING1 year

Filed as: AON INVESTMENTS USA INC.

Service code 16 · EIN 36-3109431

Consulting

$13,804

STRATEGIC ADVISORS, INC.5+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$13,277

DUFFY KRUSPODIN LLP2 years

Filed as: DUFFY KRUSPODIN, LLP

Service code 10 · EIN 95-4244393

Accounting

$12,500

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion