Retirement plan

JC USA SAVINGS PLAN

Name: JC USA, INC. - JC USA SAVINGS PLAN (2018) Form 5500
Creator: JC USA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JC USA SAVINGS PLAN, JC USA, INC.

JC USA, INC.EIN 30-0800028Plan #001PY 2018

5770 FLEET STREET - CARLSBAD, CA 92008760-696-4000

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$36.4M

No prior year

Total participants

1,883

No prior year

Average account balance

$20,024

No prior year

Annual return

-9.05%

No prior year

Benchmarks

See 228 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants1,000-4,999

Cohort228 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$2K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$50598

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 37 · EIN 04-2647786	Loan Processing	$81,996
LOCKE LORD LLP1+ years Filed as: LOCKE LORD Service code 16 · EIN 74-1164324	Consulting	$72,602
LOCKTON INVESTMENT ADVISORS, LLC1+ years Service code 27 · EIN 20-8874282	Advisory (Plan)	$48,483
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$11,484
ARMANINO LLP1+ years Service code 16 · EIN 94-6214841	Consulting	$9,450

Plan features & details

Pension benefit codes2E2F2G2K2S3D3H2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$224K

$166 / participant

Investment mgmt$11K5.1%
Other / not subdivided$213K94.9%

% of EOY assets

0.615%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ARMANINO,LLP
Auditor EIN: 946214841
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,024

$37,884-47.1%

$79,466-74.8%

$75,289-73.4%

Participation rate

95.3%

65.0%+30.3pp

73.3%+22.0pp

72.4%+22.9pp

Annual return

-9.05%

1.06%-10.1pp

718.28%-727.3pp

-0.04%-9.0pp

Employer contribution / active EE

$696

$1,680-58.6%

$2,800-75.1%

$2,405-71.0%

Participant deferral / active EE

$2,418

$2,569-5.9%

$3,704-34.7%

$3,739-35.3%

Admin fee / account holder

$123

$77+60.8%

$5,104-97.6%

$102+20.3%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 37 · EIN 04-2647786

Loan Processing

$81,996

LOCKE LORD LLP1+ years

Filed as: LOCKE LORD

Service code 16 · EIN 74-1164324

Consulting

$72,602

LOCKTON INVESTMENT ADVISORS, LLC1+ years

Service code 27 · EIN 20-8874282

Advisory (Plan)

$48,483

STRATEGIC ADVISORS, INC.1+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$11,484

ARMANINO LLP1+ years

Service code 16 · EIN 94-6214841

Consulting

$9,450

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JC USA SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion